The complaint that many consumers have about the debt reduction process is the slow pace at which meaningful and lasting financial changes often occur. In order to dig your way out of debt and get back on track with your financial situation, you have to make a long-term commitment to the process and be willing to stick it out for months or even years at a time. However, if you are the impatient type who is motivated by more immediate results, you may want to explore the idea of accelerated debt reduction. Although this approach may not be ideal from a financial perspective, it often offers the most emotional satisfaction for consumers seeking to change their financial profile. One popular example of this approach is the "Debt Snowball" method championed by financial expert Dave Ramsey in a series of books, seminars, and online resources. However, there are a number of other methods based upon the concept of accelerated debt reduction, as well.