Is your life being torn apart by harassment from bill collectors, credit card companies, and other collection agencies? If so, you need the assistance and advice of a qualified debt collection lawyer. Many consumers are not aware of the fact that Congress has enacted a number of consumer protections designed to free consumers who are struggling financially from the heavy emotional burden of abusive collection practices. With the help of a debt collection lawyer, you can halt abuse from collection agencies and evaluate your financial options. Although bankruptcy is one way to get creditors off your back, there are many other legal options that might be more advantageous for you. Before long, you'll be back on the road to financial well-being and peace of mind.