Are high interest rates and skyrocketed minimum monthly payments pushing your family to the brink of financial ruin? If so, you are definitely not alone. Credit card companies and other financial institutions are evolving in response to the current economic crisis, and many have enacted questionable practices and policies that are hitting consumers in the pocketbook. If you would like to explore the legal alternatives that can help you get out of your financial bind, it may be beneficial to schedule a consultation with a reputable debt consolidation lawyer in your community. He or she can explain the legal types of debt consolidation and dissolution and help you determine the best course of action. Contact a legal referral service in your area to get the names of qualified providers today.