Are you a debt-weary consumer who is ready to establish new financial habits and begin to work your way out of the money rut you are stuck in? If so, there are a number of simple and realistic debt reduction plans that you can use to get back on track toward financial well-being. One of the most important characteristics to look for in a plan is a commonsense approach that does not make unsubstantiated claims or outlandish promises about quick and easy debt reduction. Whether you prefer to seek support online or to find a reference book or other resource materials at your local library or bookstore, there are hundreds of sound options to choose from. If you are the type of person who benefits from one-on-one advice and instruction, you may find it to be beneficial to connect with a local provider of debt reduction assistance. Schedule a consultation with a representative of your local non-profit credit counseling organization, or attend a meeting of a faith-based financial self-help group in your area.