Whether you have initiated the debt settlement process on your own behalf, or you are working with a third-party debt settlement company, it is important to ensure that you have all of the correct paperwork in place to proceed with the process. Depending on your situation, your credit card company or another lender may require that you complete a specific debt settlement form before they can formally consider your settlement offer. When you ascertain that you have received the correct debt settlement form, make multiple copies of the form for your records before mailing it to your lender. As always, experts advise keeping a detailed log of all the written correspondence you exchange with your credit card companies and other lenders in the debt settlement process. Finally, it may be beneficial to submit your debt settlement form via certified mail so that you will have documentary evidence of its shipment.