There are as many reasons for financial trouble today as there are people. And while it can be embarrassing and frustrating to be in a position where you can't meet your obligations, there are solutions for those willing to work hard and be disciplined, whether those debts are back taxes, credit card balances or school loans. In fact, the IRS and other government tax agencies have dealt with people in financial trouble before, and there are processes in place for providing tax debt relief. First, it can be part of a debt consolidation program just like any other debt. If you find a reputable service or choose to consult a tax lawyer, you may be able to have your tax bills, as well as the penalties and interest, negotiated down to a manageable amount. The key is to find someone who can help without taking advantage of you. An unscrupulous debt consolidation company may end up charging more than a tax attorney, so that may be your best option to be sure you don't make a crucial error that the IRS can make you pay for down the road.