How can I tell if an email from a debt collector is a scam or legitimate?

How can I tell if an email from a debt collector is a scam or legitimate?

Answers

Whenever a debt collector contacts you, the first thing you should do is send them a validation letter which asks them to validate the debt in question to be indeed your account. They will then need to respond with validation documentation so you can indeed verify that the debt they are trying to collect on is yours. If they cannot validate, they may be contacting you as a scam. In either case, never give out your banking information even as a postdated check to a debt collector to make sure your information is protected.

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This site does not provide legal advice and users of this site should not interpret any of the information presented here as legal advice. The information provided merely conveys general information related to commonly asked legal questions. We are not a law firm and the employees responding to questions are not acting as your legal attorney. You should ultimately consult with a Lawyer for your case.

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