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How can I tell if an email from a debt collector is a scam or legitimate?
How can I tell if an email from a debt collector is a scam or legitimate?
All Debt Collection Questions & Advice
A debt collector is making threats to ruin my reputation, is this legal?
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Can a debt collection agency commence bankruptcy proceedings against me?Can a debt collector physically show up to your home to collect on a home equity mortgage?
Can a debt collector physically show up to your home to collect on a home equity mortgage?Can debt collectors come after your assets if your spouse incurred the debt before you were married?
Can debt collectors come after your assets if your spouse incurred the debt before you were married?How can I tell if an email from a debt collector is a scam or legitimate?
How can I tell if an email from a debt collector is a scam or legitimate?Is it legal for debt collectors to continue to call me and leave messages if I already filed for bankruptcy?
Is it legal for debt collectors to continue to call me and leave messages if I already filed for bankruptcy?They could send my wife and I to jail for not paying the debt?
We’re trying to work something out with the collections agency representing a hospital. We owe the hospital $60,000 for an uncovered stay, but can...What do I need to do if a collection company cannot validate a debt on record?
What do I need to do if a collection company cannot validate a debt on record?This site does not provide legal advice and users of this site should not interpret any of the information presented here as legal advice. The information provided merely conveys general information related to commonly asked legal questions. We are not a law firm and the employees responding to questions are not acting as your legal attorney. You should ultimately consult with a Lawyer for your case.
Answers
Whenever a debt collector contacts you, the first thing you should do is send them a validation letter which asks them to validate the debt in question to be indeed your account. They will then need to respond with validation documentation so you can indeed verify that the debt they are trying to collect on is yours. If they cannot validate, they may be contacting you as a scam. In either case, never give out your banking information even as a postdated check to a debt collector to make sure your information is protected.
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Posted by Jason Tong on 10 May 2010
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