What happens if I ignore the notice to appear in court for creditors exemption challenges?

If you are receiving benefits from Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI), it is important to know about disability claim as a wage garnishment exemption. This means that the monthly benefits you get are exempted from garnishment. Even if you want to avoid garnishment, you should never ignore the notice to appear in court. This will only worsen the situation. If you fail to appear before the court, the creditor will win through a default judgment. It is crucial that you respond to the lawsuit filed by the creditor. One must appear in court and explain to the judge the reasons why wage garnishment exemptions should be awarded to you. Exemptions may include but not be limited to the disability payments from the state of residence, disability payments from a private disability insurance company, Supplemental Security Income payments, and Social Security Disability Insurance payments.

On the other hand, delinquent Federal taxes and current and past child support payments are subject to garnishment. When it comes to garnishment exemption, you need to know and study about them. You need to understand the laws the revolve around disability payments and garnishment exemptions so you don't do anything that can put you in hot water such as ignore the notice to appear in court. It is also best to hire the services of a competent attorney so you know that you are in the right track. The right lawyer can help ensure that your disability payments will be exempted from garnishment.