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Debt Collection

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Stop a Wage Garnishment in Pennsylvania

Wage garnishment is a legal method of seizing a percentage of a debtor’s pay check in satisfaction of a debt.  A creditor may garnish a d...

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Stop a Wage Garnishment in North Carolina

Wage garnishment is a legal method of collecting a debt.  Generally creditors are prohibited from garnishing a debtor’s wages without fir...

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Stop a Wage Garnishment in New Mexico

A wage garnishment allows a creditor to intercept a portion of your pay check each pay period until the debt you owe has been paid in full or until ...

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Stop a Wage Garnishment in New Jersey

A creditor may garnish a debtor’s wages only after obtaining a judgment.  To obtain a judgment, the creditor must sue the debtor and prov...

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Stop a Wage Garnishment in Massachusetts

When you default on a debt, the creditor will eventually file a lawsuit against you.  If you do not file an answer to the lawsuit or you fail t...

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Stop a Wage Garnishment in Michigan

A creditor must obtain a judgment before it may garnish a person’s wages.  Once the creditor has obtained the judgment, it must file an E...

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Stop a Wage Garnishment in Maine

A creditor may only garnish your wages after obtaining a judgment against you.  To obtain a judgment, the creditor must sue you and prove to th...

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Creditor Harassment: FDCPA Guidelines and Debtor Rights

The more people that face financial difficulties in a troubled economy, the more will face debt collectors who may be difficult and harassing, but t...

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How Can I Find My State's Wage Garnishment Exemptions?

The United States has outlined the federal laws that apply to wage garnishment. However, not many people are aware that not all of a person’s ...

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How To File a Garnishment Exemption Claim

Collectors and creditors can get a court judgment from a borrower who has a bad debt, such as student loans that have remain unpaid, or unsettled me...

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