Stopping Wage Garnishment in Texas

In some states, when a person is in debt, his wages are in jeopardy because creditors are allowed to impose garnishments. Fortunately, in the state of Texas, private creditors do not have this option. All of a person’s earnings are untouchable regardless of the amount of debt or the number of settlement agreements that have been broken.

Individuals should clearly understand, however, that Texas wage protection laws only prevent garnishments by private creditors. These are entities such as credit card companies or mortgage lenders. This state’s laws do nothing to prevent your wages from being garnished for child support or taxes.

Child Support Garnishments

In Texas, the garnishment of wages to fulfill child support obligations is required by law and applies to everyone who is ordered to pay, even before they are given an opportunity to accrue arrearages. If you have had significant changes in your financial circumstances, you may be able to get your obligation modified. However, there are only a limited number of circumstances that allow individuals to be relieved of their obligation to pay. If you believe that you may qualify, it is best to consult an attorney who specializes in child support cases.

Tax Garnishments and Legal Assistance

Both the state and federal tax agencies may garnish a Texas resident’s wages, and they may take sizable portions that can create a wide range of havoc. To stop wage garnishment of this sort, a person can file for bankruptcy, though this move may only provide temporary relief. There is also a possibility of taking procedural steps outlined by the appropriate tax agency, which may result in relief. However, before taking any action, you should contact a tax attorney. Be sure to consult with one who has a substantial amount of experience with tax garnishment relief.