State Debt Settlement Laws | DebtSettlementLawyers.com

Although the Federal Fair Debt Collections Practices Act is the main law of the land for debt collections in the US, each state has their own laws and...

Maryland Debt Collection Laws

Financial debt is a stressful obligation that is carried by many Americans. It becomes all the more stressful when a person or institution to whom m...

Maine Debt Collection Laws

The legal definition of a “debt” is a monetary obligation that one party (debtor) owes to another (creditor). Millions of Americans suffer from ...

Louisiana Debt Collection Laws

Debt is a growing problem for millions of Americans. Large percentages of individuals’ budgets are consumed with paying off personal debt, usually...

Kentucky Debt Collection Laws

Paying off a debts (or debts) is one of the most stressful things a person has to do. It is compounded all the more when the creditor (the person to...

Kansas Debt Collection Laws

Any time a person owes someone a financial obligation, he/she is said to be in debt. Usually, citizens of Kansas are in debt because they owe money ...

Iowa Debt Collection Laws

Iowa adheres to the standards of FDCPA in its own Iowa Fair Debt Collection Practices Act. However, the state also has strict guidelines that regula...

Indiana Debt Collection Laws

Debt is a growing problem in the United States. Not only do thousands of Americans declare bankruptcy every year, but also thousands more go into de...

Illinois Debt Collection Laws

A debt occurs when one person owes a financial sum—usually a substantial amount—to another party. In such a relationship, the person who is the ...

Wyoming Debt Collection Laws

The federal government passed the Fair Debt Collection Practices Act and the Fair Credit Reporting Act in 1978 to account for rising problems with i...

Ohio Debt Collection Laws

Borrowers are legally required to pay their debts and if they do not do so, their creditors have a right to continue to pursue payment, either throug...

North Dakota Debt Collection Laws

Lenders and collection agencies are authorized to pursue collection of legal debts that have gone unpaid or are in default. However, there are limi...

North Carolina Debt Collection Laws

While every consumer who has contracted for repayment of a debt has the obligation, by law, to pay that debt, that does not mean their creditors hav...

New York Debt Collection Laws

The federal government has the responsibility to provide protection for its citizens. In light of such a mandate, there are federal laws protectin...

New Mexico Debt Collection Laws

In the event that any borrower gets behind in their payments for a considerable period of time and has no apparent ability and/or desire to pay thos...

New Hampshire Debt Collection Laws

Collection agents and collection agencies have the unwelcome task of collecting unpaid debts from borrowers who either cannot or will not pay. For...

New Jersey Debt Collection Laws

No one wants to have unpaid bills sitting on their desk. Nevertheless, when the economy is strained, many consumers may easily fall behind and fac...

Nevada Debt Collection Laws

Collection agencies and the collection agents have the hard task of trying to collect unpaid debts from borrowers who do not or oftentimes cannot af...

Nebraska Debt Collection Laws

Harassment by debt collectors and agencies is against the law, in both federal and state jurisdictions, and no one has to put up with it. The Fair...

Montana Debt Collection Laws

Dinnertime collection agency calls are an offense that too many people are living with today. The sad truth is, they believe they have no choice, ...

Missouri Debt Collection Laws

Past due or unpaid debts are a painful fact of life for more people than ever these days. The sad result is that many of those debts are referred ...

Mississippi Debt Collection Laws

The federal government has taken a great interest in protecting the rights of those who find themselves facing a financial crisis with collection ag...

Minnesota Debt Collection Laws

There are many reasons for an individual or family falling into serious debt problems, many of them not of their own making. Illness, job loss, mar...

Idaho Debt Collection Laws

A person who owes a financial obligation to another individual or to a corporate body is said to be in debt. When this occurs, it behooves him/her t...

Hawaii Debt Collection Laws

A growing number of Americans are going into debt—some owing $10,000 to one or more creditors. While they are legally obligated to pay their debts...

Georgia Debt Collection Laws

When a person owes a large debt to one or more parties, it is commonplace for those parties to turn the case over to a debt collection agency. Howev...

Delaware Debt Collection Laws

To account for aggressive and unfair practices of debt collectors, the federal government passed the Fair Debt Collection Practices Act and the Fair...

Connecticut Debt Collection Laws

While debtors have an obligation to pay their creditors, when they are unable to do so, they have the right to be free from harassment by debt colle...

Colorado Debt Collection Laws

While there are multiple reasons why a consumer may become buried in debt and get behind in their payments, creditors generally expect payment on ti...

California Debt Collection Laws

The federal government has enacted protections for consumers who find themselves in serious debt and unable to make payments as required. Those acc...

Arkansas Debt Collection Laws

The Fair Debt Collection Practices Act and the Fair Credit Reporting Act protect consumers from intimidating, abusive, and harassing practices by co...

Arizona Debt Collection Laws

There are specific and strict federal laws controlling how debt collection agencies operate throughout this country. They protect consumers from ...

Alaska Debt Collection Laws

Those who fall behind in their financial obligations can expect to hear from their creditors or, eventually, debt collection agencies. In some ins...

Alabama Debt Collection Laws

No one wants to face out-of-control debt; however, there are circumstances where borrowers may be unable to keep up with payments and fall behind. ...

Michigan Debt Collection Laws

While those facing unmanageable debts have many problems to deal with these days, one of them should not be unreasonable and inappropriate harassmen...

Massachusetts Debt Collection Laws

There are a number of regulations covering debt collections both at the federal and state levels in this country. Many of those laws are recently e...

Wisconsin Debt Collection Laws

The number of Americans in debt is rising, and along with it are the aggressive practices of debt collectors. In 1978, the federal government passed...

West Virginia Debt Collection Laws

The Fair Debt Collection Practices Act and the Fair Credit Reporting Act were passed by the federal government in 1978 to provide protection for deb...

Washington Debt Collection Laws

The federal government passed the Fair Debt Collection Practices Act and the Fair Credit Reporting Act in 1978 to account for rising problems with u...

Virginia Debt Collection Laws

Debt collection law has become increasingly important to many Americans, as the population of debtors rises. The federal government passed the Fair ...

Vermont Debt Collection Laws

Because of the increasing frequency of Americans in debt, creditors have grown more aggressive in their collection practices. In 1978, the federal g...

Utah Debt Collection Laws

Since the Fair Debt Collection Practices Act and the Fair Credit Reporting Act were passed in 1978 by the federal government, numerous acts on the s...

Texas Debt Collection Laws

The complexity of debt collection practices is continuously increasing with the ascending number of Americans in debt. The federal government passed...

Tennessee Debt Collection Laws

The importance of the debt collection process, debt settlements, and debt related lawsuits is rising, along with the number of Americans in some for...

South Dakota Debt Collection Laws

As more and more Americans fall into debt, the important of debt protection laws is growing each year. In 1978, the federal government created The F...

South Carolina Debt Collection Laws

The number of Americans in debt is continuing to rise. And because of this, The Fair Debt Collection Practices Act and the Fair Credit Reporting Act...

Rhode Island Debt Collection Laws

Since the passing of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act by the federal government in 1978, further associated ...

Pennsylvania Debt Collection Laws

In 1978, the federal government adds The Fair Debt Collection Practices Act and the Fair Credit Reporting Act to account for rising debt problems. T...

Oregon Debt Collection Laws

In America today, over half of the population has some form of debt. Because of the high frequency of debt, new, innovative, and sometimes unfair me...

Oklahoma Debt Collection Laws

Debtors and creditors are unavoidable, and often times so are the problems associated with their relationship. A debtor is any individual or busines...

Florida Debt Collection Laws

Any outstanding financial obligation, which is past due, unpaid, or in default owed by consumers, may lead to collections attempts by either the pri...