How to Stop Debt Collectors from Calling You at Work

While any call from a debt collector can be bothersome, calls at work are downright embarrassing and aggravating. Fortunately, you can stop debt collectors from calling you while you work. In most cases, all it takes is a simple request since there is a law in place to protect you from this type of harassment.

Use the Law to Your Advantage

The Fair Debt Collection Practices Act demands that debt collectors not call you at work once you have informed them of your wishes. Simply put, the next time they call, you can tell them that this is your work phone number, and that you do not want to get calls on it. Many debt collectors will comply with this, especially if you mention the name of the law. However, you are advised to put the request in writing if they seem to have forgotten.

If you really want to be sure that they have gotten the message, you can send the letter by certified mail with a request for a return receipt. This way, they cannot claim that they did not get the memo, and simply keep calling you. If even a letter does not stop debt collectors from calling you at work, you should get a lawyer.

Contacting a Lawyer

Sometimes this law does not stop debt collectors from harassing you, as they either do not know about it, or think that they can get away with breaking it. Whatever their reasoning is, you have a right to get a lawyer to solve the issue. Allowing debt collectors to contact you at work can result in you feeling embarrassed and possibly even losing your job due to taking personal phone calls. You should not be subject to either consequence, which is why getting a lawyer to stop debt collectors from contacting you this way is important.

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