If you have been repeatedly harassed by LVNV Funding because of a real or imagined debt owed, there are legal ways you can stop the mistreatment and deception. Many good, honest people have been repeatedly blindsided by bill collectors and shady attorneys who are attempting to collect money. Today's economic climate has made this behavior even more rampant as people have either lost their employment or been required to pay outrageous hospital and health care bills. Even if you have every intention of paying your bills, and are making serious attempts to do so, debt collection companies could really care less how they extract money from you.
If you are truly unable to pay your legitimate bills, there is still absolutely no reason that you should be treated with disrespect, deception, or have threats thrown at you. Being harassed by a debt collection company such as LVNV Funding can make you feel as if your entire life is under attack, leaving you feeling helpless and defeated. Take heart, however, as the federal government has given each American consumer the rights backed up by Federal Law to allow you to take charge of the situation and stop the debt collectors such as LVNV Funding once and for all.
The Fair Debt Collections Practices Act may entitle you to financial compensation if you feel your rights have been violated by a debt collector. The law says that debt collectors must treat you with truth, fairness, dignity and respect, and any collector who refuses to work within these guidelines risks very real penalties under the law. If LVNV has engaged in any of these behaviors, they may be breaking the law: Threatening lawsuits or arrest, calling your family, friends, neighbors or employers to collect your bill, constantly calling you, calling your cell phone without permission, leaving abusive messages or insulting, yelling or swearing at you, lying, threatening or harassing you in any way, making false statements, threatening wage garnishment or the sale of your property, continuing to call you once you have informed them you are represented by an attorney, or disclosing your debt to family members or co-workers.
LVNV Funding's sole business is purchasing debt from original creditors who write off your debt as uncollectable then sells it to LVNV Funding. This is known as a "junk debt collector." LVNV may then outsource to another debt collection agency who may outsource to another collection agency. If you want to stop LVNV Funding harassment, you should hire an experienced attorney who can help you deal with this shady and borderline illegal treatment. LVNV representatives are famous for pretending they are lawyers when they are not, or pretending they are government officials. Having a skilled attorney in your corner can fight back for you and ensure this type of despicable behavior stops immediately.