One of the harshest weapons in a debt collector's arsenal is the use of wage garnishment. People who are struggling to pay their bills often ignore repeated notices from creditors. After several months have passed without payment, credit card companies can sell the debt to a collection agency. These folks are ruthless and they will pursue you until they get their pound of flesh. The quickest way to stop wage garnishment is to pay off the debt. If this is not an option, you can either appeal it or file a hardship claim.
Although it may be difficult to stop wage garnishment, there are several options allowed in the State of Georgia that include:
Creditors can take up to 25 percent of your disposable income. In addition to wage garnishment, they can come after the money in your checking and saving accounts. If you have received a notice about a pending garnishment, contact a Georgia attorney immediately. Legal action is always easier to prevent once you have an experienced lawyer on your side.