To stop wage garnishment in any state, you will have to take drastic action. A wage garnishment is a formal court order to get some of a person's wages in order to pay for a debt owed to a creditor such as a loan company, credit card company or some other creditor. Typically, a wage garnishment is a method of last resort by a creditor since it takes time and effort to go to court and the creditor will have to prove that it engaged in less drastic action first.
Since a wage garnishment is a court order, an employer is required to follow it. However, there are limitations to the amount of wages that can be garnished. In Nebraska, a creditor can only take one of these three amounts:
25% of disposable earnings
The amount that may be garnished from wages is limited by the larger of one of the three amounts listed above as exempt under Nebraska law. Even if a court order allows the creditor to take more than the state limit, state law will trump in that situation.
To stop a garnishment, the debtor has a few legal options:
File for bankruptcy
However you choose to proceed, t is a good idea to retain the services of a licensed attorney familiar with wage garnishment issues. The attorney will be able to think of better ways to negotiate with a creditor than the average person and make sure you consider all possible legal options.